As your personal mortgage company, we specialize in procuring home loans utilizing conventional loans, FHA Loans, VA Loans, and Rural Devlopment loans.  We also offer streamlined refinances to lower interest rates, change mortgage terms, or to do cash out refinances.  We look at your long-term financial goals and help you decide which products will best suit you and your family's needs. We also have professional business partnerships in all aspects of the home buying process to ensure that all areas of the home buying process are covered.

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FHA Loans Make Qualifying Easy!

An FHA Loan is the easiest way to qualify for refinancing and home buying. As an approved FHA lender, Brook Mortgage Corp will guide you through our state of the art process with minimal fuss. With FHA Loans you’ll get a government-insured loan with the security of a fixed rate in 15 or 30-year terms, or you can opt for the FHA 5-year ARM.

• Do you need less stringent qualification requirements?
• Is your down payment or home equity less than 20%?
• Do you prefer the security of a government-insured loan?

If you answered yes to any of these questions, an FHA loan might be right for you!

FHA Loan Features

• 30-, 20-, 15- and 10-year terms are all available with fixed rates
• 5-year adjustable-rate mortgage available
• Refinance up to 97.75% of your primary home’s value
• Buy a home with as little as 3.5% down (primary home)

How an FHA Loan Works

Your actual payment will vary based on your situation and the current interest rates when you apply. Pay your mortgage at any time without pre-payment penalties

FHA Loan Extras

• Refinance your FHA loan easier and faster (and potentially with no appraisal) with FHA Streamline

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The 30-Year Fixed Mortgage – Our Most Popular Loan

You can get long-term rate security on your next home loan with our most popular mortgage program. Since your rate won’t change for the life of your loan, your payment will never increase. The 30-Year fixed rate home loan is simply the BEST security against rising mortgage rates and higher payments.

• Do you plan to stay in your home for many years?
• Do you prefer a consistent mortgage payment for budget planning?
• Does your peace of mind depend on knowing your payment will remain steady throughout your loan period?

If you answered yes to any of these questions, a 30-year fixed might be right for you! Act NOW to take advantage our special promotion for rock-bottom rates!
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Adjustable Rate Mortgages (3 yr., 5 yr., 7yr.)

With multiple products in this line of home loans which give you a lower interest rate for a shorter period of time (mostly because a lot of people don’t live in any home for more than about 6 years according to the NAR) doesn’t mean your payment is a lot higher, because these loans are still amortized over a 30 year period. This can sometimes help a newer family get approved for a home they WILL be able to afford in 3-5 years, or allow them to buy a home for a short period of time while finishing school, training in a job, or just believing they will be moving somewhere different in the near future.

This loan is popular when rates are higher… not as much right now, as rates are the lowest they’ve ever been in history.

• Are you a newlywed with one of you going to school?
• Are you expecting a child, but don’t want to rent and would like to own because you know in 5 years you’ll desire a return to your professional business life?
• Are you Ok with a changing rate short term until you move up in your company?

If you answered “yes” to any of these questions, an Adjustable Rate Mortgage might be right for you!
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You’ve Served Your Country, VA Loans are a Benefit You’ve Earned.

VA loans provide fixed, competitive rates with 15 or 30-year terms. Qualification is easier, even with less-than-perfect credit. Unlike other loans, you can refinance up to 100% of your home or purchase with no down payment, and there’s never a monthly insurance (PMI) charge with VA loans.

• Are you a veteran, member of the military, or a surviving spouse of a veteran?
• Do you want fast approval and minimal red tape?
• Are you interested in a fixed- rate mortgage?

If you answered “yes” to any of these questions, a VA loan might be right for you!

Brook Mortgage Corporation Professional Services Team
Searching for a Realtor

Brook Mortgage Corporation is committed to helping you achieve your home financing goals. As part of this commitment, we network with a number of exceptional real estate professionals who we feel share our same dedication to excellence.

A Realtor can help you:

• Obtain access to home prices and market information
• Help you to find updated house listings and access the Multiple Listing Service (MLS)
• Guide you through the process of your purchase or sale
• Make sure you have all the proper documents completed
• Present your offer and represent you in negotiations with the seller or seller’s agent.